I'm a husband and a father.I have been without a job for a month and a half and have exhausted every resource i have found.I am $13,000.00 in debt and need to get out of it...i have a job albeit only part time because thats is all there is here and it's not helping make ends meet.I'm behind in rent and all utils.as well as no insurance on my vehicle and cannot afford diapers for my 2 1/2 yr.old son.My wife cannot work for she is sick and is unable to hold a position anywhere.I have 1yr. of college and thats not going to get me anywhere as of yet.I'm afraid to go back to school for i would be increasing my debt and not sure if i will be able to find a job good enough to pay back all of what is owed to creditors and also wanted to buy a life long dream...a house someday before i died and as well send my son to college.i am a man who has broad shoulders and am carrying too much for them and don't want my wife and child taking any burden because she can't handle it and he's little still.I honestly am being consumed of everyday money problems too much and am starting to go a little crazy and worried at the same time as to how i am to right this ship.Any help would be appreciative and everyone is also in my prayers that have to worry sooo much about what makes the world go round and also making it crazy as well.

Prayers to all...god bless

In the very cold and snowy maine.

thanks..jeff.m